a month agoBarcelona coach Valverde ponders Fati Champions League debut

first_imgAbout the authorCarlos VolcanoShare the loveHave your say Barcelona coach Valverde ponders Fati Champions League debutby Carlos Volcanoa month agoSend to a friendShare the loveBarcelona coach Ernesto Valverde is weighing up whether to play Ansu Fati against Champions League opponents Borussia Dortmund.If Fati debuts in Germany, he will be the youngest Barcelona player to ever do so in the Champions League, but Valverde insisted he would only use him for tactical reasons.”I haven’t talked to him much, except for tactical things,” he said.”I don’t like giving advice too much, but I’ll talk to him.”It’s about everyone around treating him naturally.”We’ll see if he plays, and if he does it’s not for breaking a record but for the team’s needs.” last_img read more

Video: Malik Zaire Carried Off Field After Suffering Gruesome Ankle Injury

first_imgMalik Zaire just before suffering gruesome ankle injury.Malik Zaire Ankle InjuryNotre Dame is currently in a dog fight with Virginia, but the outcome of today’s game may not currently be top of mind for Fighting Irish fans. Starting quarterback Malik Zaire appeared to severely injure his ankle late in the third quarter of the team’s contest against the Cavaliers. He was carried off of the field and taken to the locker room by cart.Warning – the below video is a bit graphic. Watch at your own discretion.As the cart comes over, ABC announcers say #NotreDame QB Malik Zaire will be taken off the field for an X-ray.— Carl Deffenbaugh (@CarlDeff) September 12, 2015Notre Dame leads Virginia 19-14. We’ll keep you updated on Zaire’s status.last_img read more

Turkish and Dutch Maritime Cooperation in Progress

first_imgzoom The rapid growth of Turkish ports and maritime sectors creates interesting opportunities for bilateral co-operation between Turkish and Dutch maritime companies. New product-market combinations in the fields of sustainable shipping, port development and fleet renewal can lead to mutual benefits and growth.Mr. Keller, Ambassador of the Netherlands in Turkey: “We have invested many years in our maritime friendship. Now it is time to act in the area of maritime infrastructure and sustainable shipping“.The study ‘Maritime Turkey: Market Research’ was presented to the ambassador by mr. Terry van Velzen, chairman of the ‘Maritime Hotspots Commission Istanbul’ and Director business development at Imtech Marine BV. The market study is a publication from Maritime by Holland, the Dutch maritime network organisation, supported by the Dutch government.The report describes the impressive growth of the Turkish maritime transport sector, as well as new opportunities for Dutch engineers and consultants, manufacturing industries and logistic partners in this emerging and promising market. It gives new insights into the double digit growth of the Turkish ports sector, its privatization processes and government dynamics as well.The market study was officially presented yesterday, Monday January 20th, in Rotterdam. At the ceremony, Mr. Van Velzen added that there are many opportunities to modernize the Turkish shortsea shipping fleet. “Together we can take a great step forward by investing in a sustainable and innovative, LNG-electric driven fleet. This will not only prepare the fleet for new ECA environmental regulations for emissions (Nox/Sox), but in addition also reduce the fuel costs significantly for the operator. Last but not least, it will help the Turkish shipbuilding potential to export this innovative design to Russia and Western Europe.”Maritiemland, January 22, 2014last_img read more

Accused killer cocaine trafficker back in court

Accused killer and cocaine trafficking kingpin Nick Nero was back in a St. Catharines courtroom this morning facing additional charges of conspiracy to commit murder.Nero was taken from his prison cell this morning and whisked into the back of the St. Catharines courthouse under extremely tight security. Nero’s already facing a slew of charges from first degree murder to cocaine trafficking in connection with other crimes.Nero and his associate Frank Alessio were making an appearance in bail court today on charges of conspiracy to commit murder. Four others were also charged but were not scheduled for a bail hearing.These conspiracy to commit murder charges are directly connected to an incident in Halton in January 2012. In that incident, an Oakville man told police someone shot out the back window of his car. They briefly closed the QEW and stopped a vehicle on Walkers Line. They arrested three Niagara Region men and charged them with firearms offences and attempted kidnapping.Nick Nero was charged in 2012 in connection with the largest cocaine bust in Niagara region. Police discovered 110 kilograms worth $30 million dollars in a St. Catharines warehouse. Police seized jewellery, luxury vehiclesand a lot of cash.That investigation was dubbed “project ink.” Months later, Nero was back in St. Catharines accused of directing a drug trafficking ringfrom his prison cell. Alfonso Inclima, one of the men arrested this morning, is also an alleged trafficking associate of Nero’s.“As a result of the evidence seized…were able to come up with other evidence that would suggest that Nero, Inclima and the four others were involved in a conspiracy not only to kidnap the male in Halton, but conspiracy to commit murder against this male and one other,” said Staff Sergeant Shawn Clarkson of Niagara Regional Police.Last year Nick Nero, Martino Caputo and Robbie al Khalil were charged with the murder of Johnny Raposo. Raposo was killed while sitting in a café in Toronto’s Little Italy.Meanwhile, the three Niagara men arrested in Halton back in 2012 were never convicted of attempted kidnapping. But all three — Frank Aceti, 39, Joshua Burnett, 37, and Chris Marrazzo, 38 — were all charged this morning with the more serious offense of conspiracy to commit murder. read more

UN officials call for concrete commitments on gender equality at World Humanitarian

Top United Nations officials today called on leaders to attend the World Humanitarian Summit in May and make concrete commitments to enhance gender equality, as women and girls are “central” to humanitarian action.“We are now just two months away from the first ever World Humanitarian Summit in Istanbul, which will provide an unprecedented opportunity for leaders and stakeholders from all sectors to make firm commitments to enhance gender equality in humanitarian action,” Stephen O’Brien, the UN Under-Secretary-General for Humanitarian Affairs, told participants attending a side event of the Commission on the Status of Women (CSW). Underway at UN Headquarters in New York since Monday, this year’s 60th session of CSW focuses on women’s empowerment and its link to sustainable development. Mr. O’Brien insisted that humanitarian action cannot be effective unless it delivers equally for all women, men, girls, and boys.“If you have any doubts many of you will know from my previous life I am proud to have coined the phrase which I occasionally hear recycled back to me: ‘On the evidence, if you get it right for girls and women, you get it right for development.’ Nine months into this job, I can confirm that if you get it right for girls and women, you get it right for humanitarian action,” he underlined.The relief chief warned that the gender gap has existed for too long, imperilling women’s lives, health, and right to thrive in their own communities. “The World Humanitarian Summit is a once in a generation opportunity to be able to say that humanitarian action will now be working for all affected people,” he declared.Meanwhile, the Executive Director of UN Women – the United Nations entity tasked with promoting gender rights – lamented that in areas of conflict, women and girls are frequently targeted and denied access to education, reproductive services, healthcare, and participation in economic and political life. “At the same time, women are essential to recovery and resilience building. The centrality of gender is reaffirmed by the 2030 Agenda for Sustainable Development Goal 5 and its related targets,” said Phumzile Mlambo-Ngcuka, referring to one of the 17 goals included in this Agenda adopted by all UN Member States last September. Mr. O’Brien echoed this message, highlighting that the Agenda puts gender equality “at its heart.” read more

How the Portugal Draw Boosts the USs World Cup Advancement Odds

The United States was seconds away from defeating Portugal on Sunday when Michael Bradley, normally one of the steadiest American players, mishandled a ball in midfield and gave Portugal a last opportunity. Silvestre Varela took advantage, scoring on a header.But the 2-2 draw was a result the U.S. might have been happy with before the match began. It improved the Americans’ odds of advancing to the knockout round of the World Cup. Those chances are up to 76 percent, according to the FiveThirtyEight forecast, an improvement from 65 percent before Sunday’s match.That 76 percent figure may even be slightly low, for reasons I’ll explain in a moment. Still, the U.S. will not be guaranteed advancement unless it manages at least a draw against Germany on Thursday in Recife, Brazil. If the U.S. loses, the Portugal-Ghana game, which will kick off simultaneously in Brasilia, could cause heartbreak for Americans. You may want to have two screens at your disposal for Thursday’s matches.The U.S. has essentially three ways to advance to the knockout stage:The easy way. First, it could draw or beat Germany. That might not sound so challenging, but the Germans are the third-best team in the world, according to ESPN’s Soccer Power Index. Our forecast gives the U.S. a 14 percent chance of a win and a 22 percent chance of a draw — but a 64 percent chance of a loss. As a bonus, however, the U.S. will advance first from Group G if it beats Germany. That matters because the first-place team from Group G is likely to face Russia or Algeria in the Round of 16 — while the second-place team will face a stronger side in Belgium.The almost-as-easy way. Next, the United States could lose to Germany but advance if Ghana and Portugal draw in Brasilia. Our forecast puts the chance of a Ghana-Portugal draw at 29 percent.The hard way. Finally, the U.S. could lose to Germany but advance because it edges either Portugal or Ghana — whichever team wins in Brasilia — on goal differential or another of FIFA’s tiebreakers.Let’s talk tiebreakers. FIFA resolves ties in the group stage in the following order: goal differential, goals scored, head-to-head results. (Eventually, it gets down to drawing lots.)So far, the United States has four goals scored and three allowed — a +1 differential. Ghana has scored three times but allowed four goals — a -1 differential. Portugal has scored twice but allowed six goals, giving them a -4.That seems favorable for the U.S. But we’re specifically concerned about the scenario where the United States loses Thursday and there’s a victor in Brasilia. In that case, the goal differential will tighten.For example, if the U.S. loses to Germany 1-0 but Ghana beats Portugal 1-0, then the U.S. and Ghana would have an even goal differential. They’d also each have four goals scored and four goals allowed. So advancement would come down to the third tiebreaker — head-to-head results — and the U.S. would advance only on account of having beaten Ghana.But Ghana could advance under other scenarios. If the U.S. loses to Germany by more than one goal — not unlikely against a formidable German offense — or Ghana’s win against Portugal is by more than one goal, then Ghana will go forward.Ghana would also advance if both games are decided by one goal but Ghana’s is higher scoring. For instance, if Ghana beats Portugal 2-1 but the U.S. loses to Germany 1-0, then Ghana would advance on the basis of the goals-scored tiebreaker by having scored five goals throughout the group stage to the United States’ four.The U.S. has less to worry about if Portugal wins in Brasilia. But it’s not out of the question that the Portuguese could advance. This would require a blowout win by Portugal, a blowout loss by the U.S. or some combination thereof. For example, if the U.S. lost to Germany 3-0 and Portugal beat Ghana 3-1, then Portugal would advance.So, why I do I say that our 76 percent figure might slightly underestimate the Americans’ chances? One reason is technical rather than soccer-related: Our simulation was programmed to resolve ties beyond goals scored and goal differential randomly, rather than looking at head-to-head results, because the head-to-head tiebreaker so rarely comes into play. But if a Ghanaian win in Brasilia and an American loss in Recife come by exactly the same scoreline — e.g. Ghana 3, Portugal 2, and Germany 3, U.S. 2 — that would trigger the head-to-head tiebreaker. The probability of such an outcome is low, but it means the simulator has slightly underestimated the U.S.’s advancement prospects, perhaps by 1 or 2 percent.The other reason is that four teams in Group G know this math just as well as you or I do — and that could affect the style of play in both Recife and Brasilia. Germany has no real incentive to beat the United States — it also advances in first place from the group with a draw.  A draw is also a good result for the U.S., getting it to the knockout stage. That could lead to a more conservative game plan for both teams and a slower pace, making the odds of a draw higher than they otherwise might be.Of course, just the opposite is true for Ghana and Portugal. Both teams fail to advance with a draw. In fact, a mere one-goal win would be problematic for both teams and especially for Portugal. That means they’ll have every reason to play attacking football and pile on the goals until the last minute, making a draw less likely and a lopsided score more likely than it might be ordinarily. read more

EHF CL TOP 16 weekend Veszprem in Zagreb PSG in Nantes

← Previous Story Rafael Capote career is in danger after car accident Next Story → Telekom Veszprem win in Zagreb to come closer to TOP 8 Five matches of the VELUX EHF Champions League – Last 16 phase will be played on Saturday and Sunday.HBC Nantes (FRA) vs Paris Saint-Germain Handball (FRA)1st leg: 25 March, 20:45 / 2nd leg:  1 April  17:00Montpellier HB (FRA) vs KS Vive Tauron Kielce (POL)1st leg: 26 March, 17:00 / 2nd leg: 2 April, 18:00HC Prvo plinarsko drustvo Zagreb (CRO) vs Telekom Veszprém (HUN)1st leg: 25 March, 18:00 / 2nd leg: 1 April, 17:30Bjerringbro-Silkeborg (DEN) vs MOL-Pick Szeged (HUN)1st leg: 26 March, 16:50 / 2nd leg: 2 April, 17:00HC Meshkov Brest (BLR) vs SG Flensburg-Handewitt (GER)1st leg: 26 March, 17:00 / 2nd leg: 2 April, 19:30In the opening match, Rhein Neckar Lowen won in Kiel.EHF CL TOP 16: Rhein Neckar Lowen win in Kiel! read more

Google boss says US data spying outrageous and potentially illegal

first_imgGOOGLE EXECUTIVE CHAIRMAN Eric Schmidt said reports that the US government spied on the Internet giant’s data centres were “outrageous” and potentially illegal if proved true, in an interview today.Speaking to the Wall Street Journal during a visit to Hong Kong, the technology guru said that Google had filed complaints with the National Security Agency, US President Barack Obama, as well as members of the US Congress.“It’s really outrageous that the National Security Agency was looking between the Google data centres if that’s true. The steps that the organisation was willing to do without good judgement to pursue its mission and potentially violate people’s privacy, it’s not OK,” Schmidt said.Bad public policy“The NSA allegedly collected the phone records of 320 million people in order to identify roughly 300 people who might be at risk. It’s just bad public policy…and perhaps illegal,” he said in the interview conducted in the southern Chinese city.“The Snowden revelations have assisted us in understanding that it’s perfectly possible that there are more revelations to come.”A recent news report said the NSA had tapped into key communications links from Yahoo and Google data centres around the world.Fiber-optic cablesThe Washington Post, citing documents obtained from former NSA contractor Edward Snowden and interviews with officials, said the programme could collect data from hundreds of millions of user accounts “at will”.The report said the programme, called MUSCULAR, operated jointly with the NSA’s British counterpart GCHQ, indicated that the agencies could intercept data flows from fiber-optic cables used by the US Internet giants.The NSA disputes key details of the report.#- © AFP 2013.Related: NSA ‘tapped into links to Google, Yahoo data centres’>Read: John Kerry: Yes, US spying ‘has reached too far’ at times>last_img read more

Le trou dans la couche dozone a une influence sur les changements

first_imgLe trou dans la couche d’ozone a une influence sur les changements climatiques Des travaux publiés hier font clairement le lien entre le trou dans la couche d’ozone situé au-dessus de l’Antarctique et les changements climatiques.    A chaque printemps dans l’hémisphère sud, le trou dans la couche d’ozone situé au-dessus de l’Antarctique joue un rôle fondamental dans les changements climatiques, indiquent de nouveaux travaux qui viennent d’être publiés dans la revue Science. Le trou influerait directement sur la circulation des courants atmosphériques de l’hémisphère sud, et ce depuis 50 ans précise l’étude. Ces courants agissent également sur les précipitations à l’équateur, entraînant des changements climatiques.  À lire aussiLes images d’un incroyable phénomène sous-marin aperçu sous l’Antarctique (Vidéo)La principale auteure de l’étude, Sarah Kang, chercheur au département de physique et de mathématiques appliquées à l’université Columbia de New York, indique qu’il “est vraiment étonnant que le trou d’ozone, situé aussi haut dans l’atmosphère au-dessus de l’Antarctique, puisse avoir des conséquences sur les précipitations jusque sous les tropiques”. Le professeur Lorenzo Polvani, qui a dirigé la recherche, estime quant à lui que “cette découverte pourrait bouleverser la stratégie de lutte contre le réchauffement de la planète… car le trou dans la couche d’ozone est un facteur important dans le système climatique de la planète”.  Les scientifiques jugent indispensable que les accords internationaux qui ont été pris pour tenter de diminuer les émissions des gaz à effet de serre prennent en compte ces nouvelles informations. D’autant que ce phénomène annuel qui survient chaque printemps et dû aux températures très bases de la stratosphère au pôle, ne devrait pas s’arrêter avant 2045 voire 2060. En revanche, au-dessus de l’Arctique, le retour à la normale provoqué par l’arrêt de l’utilisation de gaz nocifs pour l’ozone devrait intervenir de dix à vingt ans plus tôt.Le 22 avril 2011 à 14:45 • Emmanuel Perrinlast_img read more

BAHAMAS Hundreds of Job Seekers Register at Labour on the Blocks Job

first_imgFacebook Twitter Google+LinkedInPinterestWhatsApp Facebook Twitter Google+LinkedInPinterestWhatsApp#Bahamas, February 25, 2018 – Grand Bahama – Minister of Labour, Senator the Hon. Dion Foulkes, on Saturday said he was pleased with the Labour on the Blocks Job Fair: over 1,000 people turned up hoping to find employment or better opportunities.The job fair, said the Minister, was very important as the Labour Department in Freeport receives a number of requests for Labour Certificates.  These, he said, are known as NOVs or Notice of Vacancies and in order for a company to get a work permit, they must demonstrate that there are no Bahamians available to fill the position.While there are a number of work permits being sought for Freeport, the Minister said those companies were invited to participate in the job fair and interview residents.  He said, “I know for sure there are at least five companies here, who are actively seeking to fill vacancies in their organizations now, not in a week or two weeks.”Stating that a number of the major companies on island were present, Minister Foulkes added that Baha Mar is hiring as they are about to open Rosewood soon and they will be hiring about 1,000 people.“The most important thing in this exercise, is all of the job seekers in Grand Bahama who are here, and I’m getting different estimates from 1,000 to 1,500, they will be registered in our data base.”   Whenever the Ginn Project begins to recruit and that’s going to be hundreds of people; the start of Oban Energies in East Grand Bahama and the reopening of the hotels on the Lucayan Strip, those individuals will be in the database, registered.“All of the job seekers who came here today will be ahead of the game.”He said that there were people willing to work, and it was evident by the numbers standing in line for hours.  During the job fair, there were a few companies prepared to hire if suitable applicants were found.Companies represented on Saturday included University of The Bahamas, Freeport Container Port, Grand Bahama Shipyard, the Airport Company, National Workers Credit Union, Baha Mar, Rev/Aliv, Freeport Ship Services, Pelican Bay, Pineyard Technical Centre, Candid Security and Global Tech.By: Robyn AdderleyPhoto Captions:Header: Minister of Labour, Senator the Hon. Dion Foulkes, was present for the Labour on the Blocks Job Fair at the Susan J. Wallace Park on Saturday. (BIS Photo/Lisa Davis)Insert: Those looking for opportunities to work had their information entered in the Department of Labour’s database during the Labour on the Blocks Job Fair on Saturday in Freeport. (BIS Photo/Lisa Davis) Related Items:last_img read more

Franchise rights wrongs

first_imgQuestions to ask before becoming a franchise owner:• Do you thoroughly understand the franchise business model, including how and why it works?• Have you done a thorough self-evaluation to make sure that you’re suited for a franchise business?• Have you thoroughly investigated the franchise opportunities that you’ve chosen to look into?• Did you get proper legal advice before you signed your franchise agreement?• Did you obtain the right type of small business loan for your business?Source: Small Business AdministrationConrad Cluff had big dreams for his general contracting firm. But as he spent 12 years trying to grow his Clark County business, he kept coming back to the same basic truth: His strengths were as a contractor, not a marketing guru or a business development expert.“I did a lot of experimenting, I read a lot of books, and I learned that to grow I was going to require investment, consultants, staff,” Cluff says. “But I could never quite break out of the mold of the guy with a trailer and a couple of toys.”So when Texas-based Rainbow International asked Cluff if he’d like to start a north Vancouver cleaning and restoration franchise, he was intrigued. “They have a pattern that has been duplicated over and over and has been proven successful in different markets,” he says.Franchises can be a great path to business success — if the right person invests in the right business opportunity, says Joel Libava, a franchise ownership adviser who writes about the topic for the U.S. Small Business Administration. But as Cluff and other Clark County business owners have learned, it can take months or years for a franchise investment to pay off, and investors should do their research before getting started.Expect high costs, low salariesMcDonald’s is perhaps the best-known franchise in the country, and it’s also one of the more expensive chains to invest in. According to Entrepreneur magazine, potential owners typically must have $750,000 in available cash to invest in a new McDonald’s, and initial investment costs are typically $1 million to $2.2 million per location.last_img read more

8foot alligator captured in Pembroke Pines

first_imgPEMBROKE PINES, FLA. (WSVN) – Pembroke Pines Police helped capture an 8-foot alligator that had been spotted in the area several times.The alligator caused some traffic trouble near Flamingo Road and Taft Street, Thursday.Officers helped a trapper catch and move the gator to a more appropriate location. Officers responded to the area of Flamingo Road & Taft Street to assist a trapper in removing an 8-foot alligator that had unfortunately made it’s home near the very heavily trafficked intersection. Several of our officers were required to help remove the gator from the canal. 1/ pic.twitter.com/5EZeLTPCvu— Pembroke Pines PD (@PPinesPD) April 5, 2019Wildlife experts said alligator mating season is approaching and they want residents to stay alert as sightings will increase.Copyright 2019 Sunbeam Television Corp. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.last_img read more

Anxious about retirement and managing finances Heres how to retire rich

first_img10Rs. 1 lakh10%Rs. 2.1 crore Investing For Higher Returns YearsMonthly InvestmentROICorpus 10Rs. 10,00010%Rs. 20.7 lakh 20Rs. 10,00010%Rs. 76.6 lakh In A 15-Year Frame 15Rs. 10,00010%Rs. 41.8 lakh If you’re unable to invest a higher amount, your other option is to take higher risks, which could provide you higher returns in the long term.Investing For Higher ReturnsInvesting For Higher ReturnsInvesting For Higher ReturnsYearsMonthly InvestmentROICorpusInvesting For Higher Returns5Rs. 30,00015%Rs. 26.9 lakhInvesting For Higher Returns10Rs. 30,00015%Rs. 83.6 lakhInvesting For Higher Returns15Rs. 30,00015%Rs. 2 crore 25Rs. 10,00010%Rs. 1.3 crore 15Rs. 30,00015%Rs. 2 crore 10Rs. 50,00010%Rs. 1 crore 5Rs. 1 lakh10%Rs. 78.1 lakh YearsMonthly InvestmentROICorpus 30Rs. 10,00010%Rs. 2.3 crore YearsMonthly InvestmentROICorpus 5Rs. 50,00010%Rs. 39 lakh 15Rs. 50,00010%Rs. 2.1 crore 5Rs. 10,00010%Rs. 7.8 lakh 10Rs. 30,00015%Rs. 83.6 lakh An elderly couple sit on a bench next crocus flowers in a park in DuesseldorfReutersRetirement brings with it a mix of anxiety and relief. The anxiety could be due to the absence of a profession and a regular stream of income. The relief is because of the final breaking away from many of life’s responsibilities and living for oneself. Though finances are a concern, most people look at retirement as a time to relax. What about you? Are you concerned about your finances or are you waiting for retirement?In a survey conducted by a well-known financial institution, India ranks top in the Retirement Readiness Index with a score of 7.6 while the Global average score is 5.9. So, though Indians are ready for retirement, can they retire rich?Who doesn’t like the sound of the word ‘rich’? How can we retire rich?In theory, retiring rich is very easy. Here are some easy steps which, when followed, ensure that you have a substantial disposable corpus at retirement.Start Early Ever heard the saying ‘the early bird catches the worm’? The benefits of being early in retirement planning are immense and not to be taken lightly. If you start early, you can accumulate a hefty sum by the time you retire, even if your monthly contributions towards your retirement fund are small. The longer you remain invested, the higher your compounded growth – essentially, the returns earned on past returns. This compounding miracle yields great results in the long term. See the numbers yourself.YearsYearsMonthly InvestmentMonthly InvestmentROIROICorpusCorpusYears5Monthly InvestmentRs. 10,000ROI10%CorpusRs. 7.8 lakhYears10Monthly InvestmentRs. 10,000ROI10%CorpusRs. 20.7 lakhYears15Monthly InvestmentRs. 10,000ROI10%CorpusRs. 41.8 lakhYears20Monthly InvestmentRs. 10,000ROI10%CorpusRs. 76.6 lakhYears25Monthly InvestmentRs. 10,000ROI10%CorpusRs. 1.3 croreYears30Monthly InvestmentRs. 10,000ROI10%CorpusRs. 2.3 crore YearsMonthly InvestmentROICorpus 5Rs. 30,00015%Rs. 26.9 lakh If you invest Rs. 10,000 a month for 10 years with an expected ROI of 10%, your corpus is just Rs. 20.7 lakh. But if you double the tenure to 20 years, your corpus grows more than three-fold. However, triple the tenure to 30 years and your corpus grows over ten-fold. This is the power of compounding.But what if you are late in your investments? Is the opportunity lost? Can’t you retire rich?Actually, you can, though the power of compounded growth would be limited for you.When you start late, you lose the benefit of time. Therefore, you must make up for the lost time by investing higher amounts each year, or by taking higher risks. Let’s say your retirement corpus requirement is Rs. 2 crore, but you have limited time left to create this corpus.Here’s how you’ll need to invest if your returns expectations are a conservative 10%.In A 10-Year FrameIn A 10-Year FrameIn A 10-Year FrameYearsMonthly InvestmentROICorpusIn A 10-Year Frame5Rs. 1 lakh10%Rs. 78.1 lakhIn A 10-Year Frame10Rs. 1 lakh10%Rs. 2.1 croreIn A 10-Year FrameIn A 15-Year FrameIn A 10-Year FrameYearsMonthly InvestmentROICorpusIn A 10-Year Frame5Rs. 50,00010%Rs. 39 lakhIn A 10-Year Frame10Rs. 50,00010%Rs. 1 croreIn A 10-Year Frame15Rs. 50,00010%Rs. 2.1 crore In A 10-Year Frame So, you would have to invest higher amounts if you start late.Choose Your Investment InstrumentThere are numerous investment instruments available in the market which you can choose for retirement planning. However, you should be careful about the inherent risks and returns of each instrument before you choose one. Here are some popular instruments and their features:PPF – a stable avenue which promises guaranteed returns, the Public Provident Fund is popular among many. PPF promises a current interest rate of 7.8% and both investments and returns are tax-free.Mutual funds: Perhaps the best, most convenient way to create a retirement corpus. You can pick a mutual fund based on your investment capacity and risk appetite. If you’re investing for the long term, it would be best to invest in an equity mutual funds where past long-term returns have been in the range of 10-12% per annum.National Pension Scheme: Any Indian between the age of 18 and 60 can open an NPS account and contribute a part of their income towards a retirement fund. The contributions are invested in government securities, equity markets, and corporate debt.A Word Of CautionInvesting in any of these instruments would yield a good corpus for your retirement. However, if you want to remain rich even after retirement, there are a few actionable decisions which you should make. These include the following.Stay invested. Just because you have retired, don’t encash the entire accumulated corpus. Redeem the amount you require and keep the corpus invested. You can earn further returns which would maximize your wealth.Ensure that you have a passive source of income. Buy a property and rent it out, invest in a scheme (like Senior Citizen Saving Scheme, post office Monthly Income Scheme, etc.) which gives regular income payouts or generate an income from a type of business. Try having a source of passive income to fall back on in case of a financial emergency.Keep planning and setting goals. You might have achieved your financial goals by retirement. But even after retirement, keep making new plans to manage your money carefully to get the best possible returns in retirement.Retiring rich is not difficult if you know how to. Just be disciplined with your investments, think of the long term, and keep investing.(The author is the CEO of BankBazaar. Views expressed in the article are personal.)last_img read more

RAB arrests 8 city muggers

first_imgMembers of Rapid Action Battalion (RAB) arrested eight suspected muggers from city’s New Market area on Wednesday night, reports news agency UNB.Rab Headquarters sources said a team of RAB-2 conducted a drive in the area and arrested eight muggers at night.The identities of the arrestees were not available immediately.last_img

Panama Papers come back to haunt Iceland politics

first_imgThe Panama Papers came back to haunt Iceland’s right-wing parties Monday as they prepare to form a new government, after the candidate for prime minister admitted hiding a report on offshore accounts.Iceland was rocked in April when the Panama Papers revealed a global tax evasion scandal that ensnared several senior politicians and triggered the resignation of former prime minister Sigmundur David Gunnlaugsson, with snap elections held on October 29.The centre-right government in power at the time called for an inquiry into tax havens. It presented its conclusions on Friday, nine months after the scandal.But on Sunday, Finance Minister Bjarni Benediktsson, whose Independence Party was the big winner in the election, admitted he had received the report’s conclusions three weeks before the vote.“This report was presented to me in the first week of October,” he told public television RUV, saying he had decided not to make it public when he received it because parliament was about to break ahead of the election.The news angered the head of the anti-establishment Pirate Party, Birgitta Jonsdottir, whose party reaped gains from a wave of popular anger with the establishment parties.“To say, as Bjarni does now, that this would not have had any effect on the outcome of the elections is of course absurd. If the report had been presented in parliament shortly before the elections and people would have seen in black and white how much taxpayer money had passed by, it definitely would have put the matter back on the agenda,” she wrote on Facebook on Monday.The two centrist parties currently in talks to form a government with Benediktsson’s Independence Party, the Reform Party and Bright Future, have yet to comment on the matter.During the Panama Papers crisis in April, the two parties had called on voters to sanction the politicians mentioned in the Panama Papers at the polls.According to the inquiry, the loss of tax income due to offshore accounts in Iceland amounted to between 2.8 and 6.5 billion kronor (23-54 million euros, $24-57 million, at current exchange rates) per year between 2006 and 2014.last_img read more

Google Chrome will soon support LazyLoad a solution to lazily load belowthefold

first_imgGoogle Chrome will soon support something called LazyLoad, a feature that allows browsers to delay the loading of out-of-view images and iframes until the user scrolls near them, shared Scott Little, a Chromium developer yesterday. Why LazyLoad is introduced? Very often, web pages have images and other embedded content like ads placed below the fold and users don’t always end up scrolling all the way down. LazyLoad tries to take the advantage of this behavior to optimize the web browser by loading the important content much faster and hence reducing the network data and memory usage. LazyLoad waits to load images and iframes that are out of view until the user scrolls near them. It is up to the browser to decide exactly how “near”, but it should typically start loading the out-of-view content some distance before the content comes in view. Currently, there are few JavaScript libraries that can be used for lazy loading images or other kinds of content. But, natively supporting such feature in the browser itself will make it easier for websites to take advantage of lazy loading. Additionally, with this feature browsers will be able to automatically find and load content that are suitable for lazy loading. The LazyLoad solution will be supported on all platforms. Web pages just need to use loading=”lazy” on the img and iframe elements. For Android Chrome users who have Data Saver turned on, elements with loading=”auto” or unset will also be lazily loaded if Chrome finds them to be good candidates for lazy loading based on heuristics. If you set loading=”eager” on the image or iframe element they will not be lazily loaded. To read more in detail about LazyLoad, check out its GitHub repository. Read Next Google’s Cloud Healthcare API is now available in beta Ian Goodfellow quits Google and joins Apple as a director of machine learning Google dissolves its Advanced Technology External Advisory Council in a week after repeat criticism on selection of memberslast_img read more

Argentina denouncing US before WTO over meat

first_img Top holiday drink recipes BUENOS AIRES, Argentina (AP) – The United States and Argentina are accusing each other of unfair trade barriers before the World Trade Organization.U.S. Trade Representative Ron Kirk announced Tuesday that the Obama administration is taking action against Argentina’s habit of denying automatic licenses for imports of all goods flowing into the country.Kirk says Argentina’s arbitrary measures are keeping out more than 600 kinds of U.S. goods, everything from auto parts to laptops to paper products. Construction begins on Chandler hospital expansion project Top Stories Japan and the European Union have filed similar cases with the WTO, saying Argentina is violating the rules as it tries to protect its economy.Argentina says the U.S. has a double standard because it blocks beef and lemons from the South American country, which is now preparing its own case for the WTO.(Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.) Patients with chronic pain give advice Sponsored Stories center_img Former Arizona Rep. Don Shooter shows health improvement Mary Coyle ice cream to reopen in central Phoenix Parents, stop beating yourself up Bottoms up! Enjoy a cold one for International Beer Day Comments   Share   last_img read more

Dr Mahesh Sharma inspects Victoria Memorial and Asiatic Society

first_imgThe Minister of State for Tourism, Culture and Civil Aviation, Dr Mahesh Sharma, visited the Victoria Memorial Hall and Asiatic Society in Kolkata during his day long visit to the city. On visiting the Victoria Memorial, an institution of 94 years, the Minister took a round to have a glimpse of the 28,394 objects including some priceless oil-paintings, on display at the historic museum. Addressing the officials, the Minister said that the Ministry of Culture is very keen to uphold the glory of the prestigious institution. He also assured to consider a demand of Rs 65 lakh for the up-gradation of its attractive Light and Sound Show to the 3D version.Dr Mahesh Sharma also visited the Asiatic Society, the foremost institution of national heritage in the country, to take stock of the situation there. The Minister held a meeting with the members, staff and officers of the organisation to assess the areas in which improvement is required. He assured them a possible two-fold increase in the annual allocation for the great institution.Dr Sharma also discussed the various problems and issues concerning the Museum and other wings of Asiatic Society and assured all help to the officials to sort them out at the earliest.last_img read more

AccorMantra Group

first_imgAccorMantra Group France’s Accor SA is currently conducting due diligence after its takeover bid of AUD$1.2 billion for Mantra Group Ltd. Mantra said it was allowing Accor to conduct due diligence “to determine if a transaction can be agreed and recommended unanimously by the Mantra board.” The deal can only proceed if it is agreed, unanimously, by both the Mantra and Accor boards, and is cleared bythe Foreign Investment Review Board and Australia’s competition watchdog (ACCC). A successful deal would result in the amalgamation of Australia’s two largest hotel chains, with ownership of over 300 hotels and about 50,000 rooms across AccorHotels and Mantra’s three brands – Mantra, Peppers and BreakFree.IMAGE: Mantra on Salt Beachlast_img read more

Ashley Tellis This

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