Common money fears and how to overcome them

first_img 76SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Wendy Moody Wendy Moody is a Senior Editor with CUInsight.com. Wendy works with the editorial team to help edit the content including current news, press releases, jobs and events. She keeps … Web: www.cuinsight.com Details If you’ve ever worried about your financial status and are stressed about coming up with cash, take solace in the fact that you are not alone. A recent survey by CNBC reported that over half of all Americans lose sleep at night over financial worries. Here are a few of those common fears, and how you can work to overcome them.Living paycheck to paycheckOne of the most common money concerns most Americans have today is living paycheck to paycheck. Despite how hard most of us work, more often than not it feels as though we’ll never get ahead. It can be very difficult to enjoy life outside of the workplace when there isn’t a lot of extra money. To combat this money stressor, it is recommended that individuals sit down and physically write out a solid spending plan, including expenses as well as savings and debt payoff. Secondly, look for ways to cut costs, even in the smallest possible ways. Cancel that gym membership when the weather is nice and you can exercise outdoors. Cut your television package if you primarily use Netflix. Small changes can add up and will help you to be able to stash away money for your emergency fund.Saving for retirementMany of us live in the moment and because retirement is so far away, it’s hard to fathom dealing with what seems like the distant future. Many Americans even feel as though they won’t ever be able to retire, and for that reason put little to no concern in saving up. The reality is, preparing for retirement does not have to be a complicated process. Take advantage of your organization’s retirement plan or if one is not available through your company, consider setting up and contributing automatically to an IRA. Start out with small amounts and as you (hopefully) make more money over time, up your contribution amount until you hit your comfort level.Getting control of debtWhen you’re faced with large amounts of debt, it seems like you’ll never catch up and get it under control. Many even believe they’ll never be debt-free. The fact is that there are certain things you can do to take a chunk out of your personal debt. First, closely examine how much you owe and how much you’ve been paying. Then, you can more easily determine your best repayment strategy. Start with smaller debts to get you motivated and once those are under control, turn to those with higher interest rates.last_img read more

This year’s Festival of Lights lasts a day longer for a completely logical reason

first_imgThe Festival of Lights continues its story, and in its 3rd edition brings new attractive audiovisual installations and projections at 20 locations in the historic center of Zagreb, in whose sign the Upper Town squares, streets and facades will come to life. “The Festival was held for the first time in 2017, which at that time had only seven locations in the Upper Town. Even then, we were recognized by the international association of the Festival of Light based in Berlin, and included us in their programs. We are glad to be promoted as a city and a country that has a respectable Festival of Light ” emphasized Martina Bienenfeld, director of the Tourist Board, and added that the special feature of this year are three installations from China as part of the celebration of 2019 as the year of tourism and culture between Croatia and the People’s Republic of China. Quite a sufficient reason to extend the festival for a day longer, because that will increase the tourist consumption in the destination. Win-win for everything. Quite logical and a great reaction from the Zagreb Tourist Board, which felt a positive “pulse” that the Festival of Light can do more and better. The novelty of this year is that the festival, due to great interest, lasts a day longer, ie a total of four days, and admission to all programs is still free. center_img Every day from March 20 to 24, from 18 pm to 23 pm, imaginative light events, audiovisual installations and projections will accompany the arrival of spring, which is also the theme of this year’s event, and will symbolically mark the awakening, growth and renaissance. That Festival of Lights full hit and another great example of how investing in events is not a cost, but an investment, says the fact that during the last Zagreb Light Festival, according to the Zagreb Tourist Board, recorded 28% more arrivals and even 44% more overnight stays. Exclusively because of the Festival of Light as a motive for coming.last_img read more

Miller captures first Williams Grove win

first_imgMECHANICSBURG, Pa. (Aug. 19) – Darren Miller led all 20 laps of Friday’s Pennsylvania Sprint Series feature at Williams Grove Speedway.Colby Dice started sixth and took over second on the third lap, but could never challenge for the win.Mike Kiser finished third, followed by Ken Duke Jr. and Tyler Reeser.Feature results – 1. Darren Miller; 2. Colby Dice; 3. Mike Kiser; 4. Ken Duke Jr.; 5. Tyler Reeser; 6. Dave Brown; 7. Zach Newlin; 8. Stephanie Dodson; 9. Mark Watkins; 10. John Barnett; 11. Kyle Ganoe; 12. Scott Ellerman; 13. Cale Reigle; 14. Jaremi Hanson; 15. Erin Statler; 16. Ian Detwei­ler; 17. Alex Potosky; 18. Jay Krout; 19. Kirsten Hess; 20. Rick Stief; 21. Mike Alleman; 22. Don­nie Hendershot; 23. Tom Worrick; 24. Dave Grube.last_img read more

Transfer rumours and paper review – Wednesday, April 29

first_imgHere’s the top transfer-related stories in Wednesday’s newspapers…Manchester United appear increasingly confident that they have won their battle to retain goalkeeper David De Gea’s services for at least one more season by offering him a new contract in the region of £200,000 a week. (Independent)Manchester United winger Adnan Januzaj is ready to sign a year-long loan deal with Everton at the end of the season. (The Sun)Real Madrid have 48 hours to make a decision on Javier Hernandez as the clock runs down on their first option to buy the Manchester United striker. (Daily Mail)Manchester City face competition from Paris Saint-Germain for Wolfsburg star Kevin De Bruyne. City have identified former Chelsea midfielder De Bruyne as a top summer target but the Belgian’s agent, Patrick De Koster, claims PSG are also interested and that he could cost as much as £42million. (Daily Mirror)PSG have told Manchester United and Arsenal that Edison Cavani is not for sale this summer. (Daily Mirror)Arsenal are in pole position to land Charlton wonderkid Joe Gomez. Manchester City and Manchester United have also made enquiries about the England Under-19 international defender but Arsenal are leading the chase. Charlton are willing to do business and want at least £8million for rising star Gomez. (Daily Mirror)Everton, Newcastle and Stoke have indicated they are ready to meet Yannick Bolasie’s £15million asking price. The explosive Crystal Palace winger is looking to leave Selhurst Park this summer after two-and-a-half years at the club, and will net the Eagles a tidy profit on the player they bought for £300,000. (Daily Mirror)Swansea are set to make a £4million bid for St Etienne full-back Franck Tabanou if the French club miss out on Champions League qualification. (Daily Mirror)John Obi-Mikel’s agent has failed to dismiss reports of the Chelsea midfielder making a shock switch to Real Madrid. (Daily Star)Chelsea will only allow Patrick Bamford to join a Premier League club on loan next season if he is guaranteed regular first team football. Crystal Palace, Southampton, Everton and Aston Villa are among clubs showing an interest in the striker. (London Evening Standard)And here’s the latest talkSPORT.com headlines…Exclusive – Arsenal two or three players away from turning into title winners, claims Harry RedknappExclusive – Liverpool MUST ‘spend big’ to catch Premier League rivals, claims former RedExclusive – Southampton chief claims ‘signs look good’ Nathaniel Clyne will pen new deal‘England’s best young manager’ Howe is going nowhere, Bournemouth chairman tells talkSPORTExclusive – Harry Redknapp hails Bournemouth’s ‘amazing’ rise to the Premier LeagueTransfer blow for Man United! Bayern Munich enter race for Borussia Dortmund starReports – Arsenal target contacted by Inter Milan about £30m moveArsenal transfer blow? Inter Milan and Juventus ‘want Dybala the most’, says Palermo presidentManchester United move ahead of Chelsea in chase to land £22m-rated Brazilian starletAtletico Madrid ready new deal for Bayern Munich and Chelsea targetEverton and West Ham target announces he will leave current clubPSG president claims club ‘won’t even consider any offers’ for Manchester United targetBoost for Tottenham! Italy striker’s agent admits summer move is a possibilityChristian Benteke’s agent rubbishes Aston Villa exit rumoursWest Ham join Liverpool and Newcastle in race to sign French hitman on a free transferlast_img read more

PCB will decide if Pakistan will go to India or not for Asia Cup: Najam Sethi

first_imgAsia Cup 2018 has been hit by one controversy after another, which has put the future of the tournament, which is scheduled to be hosted in India in September next year, in doubt.Rumours started doing rounds that Board of Control for Cricket in India (BCCI) will opt out of hosting the tournament all together, stating the central Government’s cautious approach in the recent past to have Pakistani cricketers play in the country.Pakistan Cricket Board has hit back saying that they can too exercise their ‘right’ to to pull out of the 2018 Asia Cup. Earlier in October, representatives from India and Bangladesh were absent from the Asian Cricket Council (ACC) meeting in Lahore, after they had raised an issue to Pakistan hosting the Emerging Teams Asia Cup, which will be held in April 2018.PCB chairman Najam Sethi said that Pakistan too is concerned about their Government’s approval to travel to India for the continental showpiece.”I also raised the point that since the BCCI is still awaiting an approval from the government to hold the Asia Cup and wants the visa clearance of all the participating teams, the PCB will decide whether to go to India or not because we are also bound by our government’s clearance,” Sethi told Dawn.”The ACC Development Committee head and Sri Lanka Cricket chairman Thilanga Sumathipala tried to convince India and Bangladesh that they were also invited to attend the meeting [in Lahore] but they did not come. So the committee, with majority members’ votes, went on to make the decision in favour of Pakistan,” Sethi added.advertisementIn 2014, both BCCI and PCB had signed a Memorandum of Understanding (MoU) which stated that the two countries would play six bilateral series between 2015 and 2023.According to the 2014 agreement, India was scheduled to play six series against Pakistan, four of them were going to be Pakistan’s home series.While the BCCI has repeatedly snubbed Pakistan’s request for resumption of ties, the PCB wants its Indian counterpart to honour its commitment under the MoU signed, which is subjected to clearance from the Government of India.Pakistan was expected to generate bulk of revenue in these eight years by hosting India, but since BCCI denied playing the series in wake of tensions between the two countries, the PCB suffered huge financial losses due to it.Earlier this year, the BCCI had rejected the PCB’s demand for compensation for not honouring the MoU, saying that the MoU was not binding and also raised the issue of security problems in Pakistan.In May, the PCB had sent a legal notice to its Indian counterpart for failing to honour the MoU.”If Pakistan wins the case, India will have to give us the matches and for that purpose the Future Tours Programme (FTP) will be changed. And if we lose, the same FTP with some minor changes may go ahead,” Sethi said on Wednesday.Earlier, the PCB had maintained that they would only approve the new FTP proposed by the International Cricket Council (ICC) after the dispute with India over resumption of bilateral series is resolved.The 14th edition of the Asia Cup will be held from September 15 to 30, 2018 in India.(With inputs from ANI)last_img read more